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That’s right! Medicare Part A primarily helps with hospital-related services, like inpatient care, skilled nursing, hospice, and certain home health care services. As you mentioned, most people don’t pay a premium for Part A because it’s funded through payroll taxes during the years they work. This is often referred to as the “Medicare tax” that both employees and employers contribute to.
To receive Part A benefits, there are some conditions beneficiaries must meet, like qualifying for inpatient care at a hospital or meeting specific needs for skilled nursing care, for example. It’s important to note that Part A doesn’t cover everything—there are limits to what it pays for, and patients might still be responsible for certain costs like deductibles and co-pays.
What Medicare Part B Covers:
